We help students access education without upfront tuition costs, making it easier for families to invest in their future.
Through our Pay It Forward (PIF) model, an Income Share Agreement (ISA), students receive funding for their studies and contribute later when they are earning. It’s not a loan or a scholarship, but a sustainable way to make education more accessible for future generations.
Understand your education needs and apply for student funding through WAISER.
Receive financial support to continue your studies with reduced financial pressure.
Once you start earning income, contribute back in a way that helps fund the next student. Note that PIF is not a loan, there is no interest and the amount you will pay forward will solely depend on your career outcome.
Pay it forward in a way that fits your means without financial pressure.
Life changes, and so can your contributions. Payments adjust to what you can comfortably afford.
Join a global network of students supporting each other toward education, opportunity, and impact.
Our Pay It Forward model helps reduce financial barriers by supporting essential education and living expenses throughout your academic journey.
Financial support for enrollment and academic-related charges.
Support for essential learning tools like books, stationery, and devices.
Assistance with daily essentials such as food, transport, communication, and personal care.
Support for accommodation and utilities including rent, electricity, water, and internet.
You are eligible to apply if you are:
Meeting the eligibility criteria does not guarantee funding, but ensures your application will be carefully reviewed based on available opportunities. Complete the application form, and we’ll review your details and update you accordingly.
Before you apply, please prepare the following to help ensure a smooth process:
Additional documents such as tuition invoices, scholarship letters, or financial support records may be requested during review.
Find out exactly how much you’ll need, from now until graduation. Add up what you’re spending, add up what you already have, and we’ll show you exactly what’s left to cover.
A simple course made for students, no finance background needed. Learn how to handle money for school so you feel ready, not stressed. You’ll learn how to:
You are eligible to apply if you are:
Meeting the eligibility criteria does not guarantee funding, but ensures your application will be carefully reviewed based on available opportunities. Complete the application form, and we’ll review your details and update you accordingly.
Before you apply, please prepare the following to help ensure a smooth process:
Additional documents such as tuition invoices, scholarship letters, or financial support records may be requested during review.
Find out exactly how much you’ll need, from now until graduation. Add up what you’re spending, add up what you already have, and we’ll show you exactly what’s left to cover.
A simple course made for students, no finance background needed. Learn how to handle money for school so you feel ready, not stressed. You’ll learn how to:
Psychological Science, Singapore Institute of Management (SIM), Singapore
I used to work part-time 4 hours a day just to cover school expenses, always rushing between work and studies with barely any rest. Now I can focus on my studies and internship without financial stress, and I finally have time to rest and move forward with confidence.
Bachelor of Arts in Education, Mahachulalongkornrajavidayalaya University, Thailand
I was close to giving up my studies because of financial challenges, but Waiser gave me the support I needed to keep going. Then Waiser came in and changed everything. Thanks to their support, I'm still studying and working toward my goals.
Waiser makes education accessible through Pay It Forward contracts, so students can study, graduate, and start their careers with confidence.