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Unlocking Human Potential

Shaping Futures Through Quality Education

Waiser helps students access education without upfront costs through our Pay It Forward (PIF) model, an Income Share Agreement (ISA). Powered by AI and technology, we make funding more efficient so more students can succeed.

Pay It Forward

How Pay It Forward (PIF) Works

Apply For Funding

Understand your education needs and apply for student funding through Waiser.

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Complete Education

Receive financial support to continue your studies with reduced financial pressure.

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Pay It Forward

Once you start earning income, contribute back in a way that helps fund the next student.

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For Students

Support That Adapts To Your Journey

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Affordable

Your contributions are based on what you can afford, making education funding more accessible throughout your studies.

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Flexible

Payments adjust based on your income, so you can focus on your education and career without financial pressure.

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Community Focused

Join a growing community of students supporting students through education and opportunity.

For Education Partners

Sustainable Funding For Greater Impact

We help education providers reach more students and improve learning outcomes through sustainable funding access.

For Education Institutions

Expand Your Reach

Connect with more students who are ready to learn and grow. Improve completion rates and build a stronger alumni network.

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For Training Centers and Bootcamps

Accelerate Your Growth

Focus on delivering high-quality education while we help you connect with more students and improve engagement.

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Testimonial

Feedback From Our Learners

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Wei Ting Tan

Psychological Science, Singapore Institute of Management (SIM), Singapore

I used to work part-time 4 hours a day just to cover school expenses, always rushing between work and studies with barely any rest. Now I can focus on my studies and internship without financial stress, and I finally have time to rest and move forward with confidence.

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Thada Nay Linn

Bachelor of Arts in Education, Mahachulalongkornrajavidayalaya University, Thailand

I was close to giving up my studies because of financial challenges, but Waiser gave me the support I needed to keep going. Then Waiser came in and changed everything. Thanks to their support, I'm still studying and working toward my goals.

For Funders

Fund For The Future Of Learning

A PIF programme can support 2X to 10X more students than a traditional education financing model. As a Certified B Corporation and member of the Global ISA Alliance, Waiser is committed to expanding access to education through a fair, transparent, and proven Income Share Agreement (ISA) model.

Every contribution helps remove financial barriers that prevent students from continuing their education. Through our PIF model, every contribution is multiplied across multiple generations of learners, expanding access and creating greater, long-term educational impact.

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Frequently Ask Question

Got Questions? We've Got Answers

Find quick answers to the questions we're asked most about Pay-It-Forward (PIF) contracts, how the process works, and how we help you get the support you need.

Pay It Forward (PIF) is an income share agreement that supports students by covering education costs upfront so you can focus on studying without financial pressure. After graduation, repayment only begins once you have a stable income, and you simply contribute a small, agreed percentage of your monthly earnings for a set period of time.

You may apply if you are 18 years or older, able to understand English, and in need of financial support to pursue or continue their education. All applications are subject to eligibility review.

PIF helps cover essential student expenses so you can focus on your studies. This includes academic costs like tuition, enrollment, program fees, and required learning materials, as well as everyday living expenses such as food, transportation, and basic personal needs. It may also support housing costs, including dorm fees, rent, or approved accommodation during your studies.

It's neither. PIF funds your studies upfront, then you contribute a small percentage of your income for a set period after you land a job. There is no interest and no fixed repayment amount. This makes it more affordable and adaptable than a traditional loan, while your contribution goes on to fund future generations of students.

The application is completely free and submitted online. You can apply directly through our website by completing the application form